Spencer Creek Homes under $400,000

Spencer Creek Homes under $400,000

Welcome to Spencer Creek, a delightful subdivision nestled in the heart of Hillsborough County, Florida. This charming community is perfect for those seeking a blend of comfort, convenience, and affordability. With homes available for under $400,000, Spencer Creek offers an exceptional opportunity for first-time buyers, families, and anyone looking to invest in their dream home without breaking the bank.

As you stroll through the picturesque streets of Spencer Creek, you’ll be greeted by beautifully landscaped lawns and a welcoming atmosphere. The community is designed with families in mind, featuring spacious parks, playgrounds, and walking trails that encourage an active lifestyle. The friendly neighbors and vibrant community spirit make it a great place to call home.

Each home in Spencer Creek boasts a unique charm, with a variety of styles and layouts to suit diverse tastes and needs. Whether you’re looking for a cozy single-family home or a modern townhouse, you’ll find options that fit your lifestyle and budget. The homes are thoughtfully designed with open floor plans, ample natural light, and modern amenities, ensuring a comfortable living experience for all residents.

Location is key, and Spencer Creek does not disappoint. Its proximity to major highways, shopping centers, and top-rated schools makes commuting and daily errands a breeze. Plus, you’re just a short drive away from the stunning beaches and vibrant culture that Florida is known for.

Discover the beauty and affordability of Spencer Creek, where your dream home awaits!

Newest Spencer Creek Homes under $400,000

1423 Golden Glow Drive, Ruskin
$309,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33570 Zip Code
Virtually Staged. Welcome home to 1423 Golden Glow Drive in Spencer Creek! Built in 2021, this well-maintained 4-bedroom, 2-bath Lennar Hartford offers 1,935 square feet of comfortable, single-story living with thoughtful upgrades already completed by the current owners. Step inside to an open and inviting floor plan designed for everyday living and entertaining. The main living area features a stylish accent wall, while the kitchen flows naturally into the dining and living spaces, creating a welcoming heart of the home. The original bedroom carpeting has been replaced with attractive laminate flooring, providing an updated look and easy maintenance. A second accent wall adds character to the guest bedroom. Additional improvements include an HVAC air purification system, upgraded thermostat, updated shower heads, and upgraded washer and dryer that convey with the home. Step outside and enjoy the expanded concrete rear patio, providing additional space for outdoor dining, grilling, entertaining, or simply relaxing and enjoying the Florida sunshine. The home also features a two-car garage and a manageable 50-by-115-foot homesite. Located in the Spencer Creek community of Ruskin, the home offers convenient access to shopping, dining, recreation, and major roadways connecting Tampa, Bradenton, St. Petersburg, and the surrounding Gulf Coast. Why wait for new construction when you can enjoy a newer home with upgrades already completed? Schedule your private showing of 1423 Golden Glow Drive today!

1423 Golden Glow Drive, Ruskin
17335 Old Tobacco Road, Lutz
$354,900
4 Beds ⋅ 3 Baths ⋅ Spencer Creek SubDv. ⋅ 33558 Zip Code
Move-in ready 4-bedroom, 2.5-bathroom Townhouse in the desirable Hidden Oaks Townhomes community. This home features an inviting open floor plan that creates a seamless flow throughout the main living areas. The updated kitchen is beautifully finished with granite countertops and stainless-steel appliances, making it a stylish and functional space for cooking and entertaining. The primary bedroom provides a comfortable retreat, complete with a large walk-in closet and an attached primary bathroom featuring a double vanity. Ideally located near the Suncoast Parkway and just minutes from Publix, St. Joseph’s Hospital, popular dining, and shopping. Schedule your private showing today! One or more photos in this listing have been virtually staged.

17335 Old Tobacco Road, Lutz
7113 Colony Pointe Drive, Riverview
$385,000
3 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
Welcome to 7113 Colony Pointe Drive, a beautifully maintained residence situated in the desirable Lake St. Charles community. SELLER HAS A VA ASSUMABLE LOAN AT 3.1% !!! This home combines high-end updates, functional living space, and a private natural setting. Fresh exterior painting, Inside, soaring ceilings, updated lighting, and vinyl plank flooring create a bright, contemporary atmosphere. The versatile floor plan offers 3 spacious bedrooms, 2 full bathrooms, and an expansive bonus room, ideal for a home office, media room, art studio, or guest suite. The kitchen features a natural gas range, and the renovated bathrooms with modern finishes. Essential system upgrades provide added reliability, including a brand-new roof (Jan 2025), air conditioning and water heater under four years old, a whole-house water softener, and an instant hot water system. Outdoors, the oversized screened lanai overlooks a fully fenced backyard that borders a wooded conservation area for exceptional privacy. Lake St. Charles provides community amenities, including a resort-style pool, scenic lake with fishing dock, tennis courts, dog park, playgrounds, nature trails, and scheduled community events. Located with convenient access to I-75, the Selmon Expressway, Downtown Tampa, MacDill Air Force Base, and area beaches. Schedule your private showing today!

7113 Colony Pointe Drive, Riverview
11910 Little Violet Circle, Riverview
$344,000
4 Beds ⋅ 2 Baths ⋅ Spencer Creek SubDv. ⋅ 33578 Zip Code
Move-in ready and beautifully maintained, this 4-bedroom, 2-bath home in the desirable Park Creek community of Riverview is located on a quiet cul-de-sac with just six homes. Positioned near the front of the neighborhood, it offers added privacy with convenient access in and out. The open-concept floor plan is designed for comfortable living and entertaining, with a well-appointed kitchen featuring ample cabinet and counter space and views of the main living areas. Just off the kitchen, the laundry room includes the washer and dryer for added convenience. The spacious primary suite features a large ensuite bathroom and walk-in closet. Three additional bedrooms provide plenty of space for family, guests, a home office, or hobbies. Enjoy the epoxy-floored garage, ideal for parking, storage, or a workshop, along with a brand-new privacy fence enclosing the backyard—perfect for pets, play, entertaining, or creating your own outdoor retreat. A brand-new water softener adds even more value and convenience. The low HOA fee includes high-speed WiFi and cable, adding exceptional value for homeowners. Conveniently located near shopping, dining, parks, schools, Highway 301, and I-75, this home provides easy access for commuting and enjoying everything the surrounding area has to provide. Don't miss this opportunity to make this well-maintained Riverview home your own—schedule your private showing today!

11910 Little Violet Circle, Riverview
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